A Better Life Means:
Living in Your Dream Home
Driving Your Dream Car (Or Truck)
Enjoy Dream Vacations
Wealth & Financial Independence
Testimonials
Hiley, Capital One increased my cards to $1,300 from $500 and $1,800 from $300- you are magical!!
I haven’t had a decent FICO in years, so thank you so much for your help on this journey.
Hello Sir, I wanted to reach out and let you know my updated credit report cleared with the military and my security clearance has been reinstated. Thank you so much. PS. I’m going to refer a friend to you.
A Better Life
Imagine unlocking the financial freedom you desire without the frustration of navigating credit challenges alone. That’s where we come in!
We have years of experience in evaluating credit and helping folks like you to achieve your dreams.
Better Credit
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Why Choose Us?
✅ Proven expertise to save you time and avoid costly mistakes
✅ A trustworthy partner focused on your success
✅ Honest, dependable guidance every step of the way
While it’s true you could handle credit repair on your own, why wait longer or risk errors when we can deliver results in a fraction of the time?
Let’s work together to rebuild your credit and open doors to the opportunities you’ve been dreaming of.
Your Better Life Starts Today!
Thank you for trusting us—your journey to better credit is our mission. 🙏
Hiley D Rainey
"Turn your dream of homeownership into reality! 🌟 We specialize in repairing your credit so you can secure the keys to your dream home. Don’t let credit challenges hold you back—let us guide you every step of the way.
Let us repair your credit so you can finally own the car you've always dreamed of. Our expert team is here to help you rebuild your credit and open the door to better financing options.
Your dream car is closer than you think.
Are you ready for better vacations and stronger finances? Let us help you repair your credit so you can enjoy the life you deserve. Whether it’s traveling to your dream destination or building financial security, we’ll guide you every step of the way.
Frequently Asked Questions
Common Questions Answered for your convenience.
Is Credit Training legal?
Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Is Credit Training and Education worth my time and money?
Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
What can I expect when I enroll in Credit Education?
We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.
What is your 100% Guarantee?
You are entitled to a 100% refund on all monthly payments if:- You do not remove more than 25% of all the negatives worked on.- You have had six months from the time you retain our services.- You have at least four negatives on the credit report at the time of sign-up.- You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.- You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.(Clients should receive updated credit reports every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received).
How long will it take to raise my score?
Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.
Why are your results different?
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.